The Bank have carefully designed personal loan schemes to meet divergent financial needs of various segments of society and the repayment schedules are tailored to suit their income streams. These schemes aim to fulfill the individual financial needs like purchase of consumer durables, vehicles or any other genuine credit requirements.
Loan products are designed to provide credit against security/pledge of gold ornaments, NSC, KVP, LIC Policies, GOI Bonds, shares of public listed companies, units of mutual funds and rents receivable etc. The temporary financial needs of pensioners and people drawing salary through Bank branches are also met through temporary overdrafts in SB accounts. The agriculturists, professionals, salaried class, executives, traders, pensioners, defence personnel, industrialists can meet their financial needs through various credit schemes of the Banks.