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Ground Floor, Syndicate Bank Registered Office Building
Manipal – 576 104 (Karnataka)

0820 -2570172

jnanjyothi2010@gmail.com
Jnana Jyothi Financial Literacy and Credit Counseling Trust
  • About
    • Overview
    • Objectives of the Trust
    • Management
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  • Financial Literacy / Inclusion
    • Overview
    • Importance
    • How does it help?
    • Financial Inclusion
  • Advances
    • Overview
    • MSME (MUDRA Loans, MUDRA Cards)
    • Micro Credit
    • For Farmers
  • Finances for Agricultural Sector
    • Overview
    • Types of Agricultural Schemes
    • Kisan Credit Card Scheme (KCC)
    • Pradhan Mantri Fasal Bima Yojana
    • Live Stock Insurance Schemes
    • General Credit Card (GCC) Scheme
  • Financial services
    • Remittance
    • Electronic Channels In Banking
    • Insurance
    • Pension
  • Credit Schemes
    • Loans for Housing
    • Loans for Vehicles
    • Consumer Loans
    • Educational Loan Scheme
    • Loan scheme for Vocational Education and Training
    • Reverse Mortgage Scheme – For Senior Citizens
    • Government of India Schemes
  • Contact
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  • About
    • Overview
    • Objectives of the Trust
    • Management
    • Financial Services
    • News
    • Gallery
  • Financial Literacy / Inclusion
    • Overview
    • Importance
    • How does it help?
    • Financial Inclusion
  • Advances
    • Overview
    • MSME (MUDRA Loans, MUDRA Cards)
    • Micro Credit
    • For Farmers
  • Finances for Agricultural Sector
    • Overview
    • Types of Agricultural Schemes
    • Kisan Credit Card Scheme (KCC)
    • Pradhan Mantri Fasal Bima Yojana
    • Live Stock Insurance Schemes
    • General Credit Card (GCC) Scheme
  • Financial services
    • Remittance
    • Electronic Channels In Banking
    • Insurance
    • Pension
  • Credit Schemes
    • Loans for Housing
    • Loans for Vehicles
    • Consumer Loans
    • Educational Loan Scheme
    • Loan scheme for Vocational Education and Training
    • Reverse Mortgage Scheme – For Senior Citizens
    • Government of India Schemes
  • Contact

Objectives of the Trust

Home » Objectives of the Trust

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  • To educate the people in rural and urban areas with regard to various financial products and services available from the formal financial sector.
  • To make the people aware of the advantages of being connected with the formal financial sector.
  • To provide financial counselling services through face to face interaction as well as through other available media like e-mail, mobile etc. as per convenience of the interested persons, including education on responsible borrowing, proactive and early savings, and offering debt counselling to individuals who are indebted to formal and/or informal financial sectors.
  • To formulate debt restructuring plans for borrowers in distress and recommend the same to formal financial institutions, including cooperatives, for consideration.
  • To take up any such activity that promotes financial literacy, awareness of the banking services, financial planning and amelioration of debt- related distress of an individual.
  • The Trust is a Non-profit making entity.
   Free Services rendered by the Trust to customers of all the banks

  1. Disseminating information on Financial Services and General Banking.
  2. Extending Financial Education:I) Need for savings, advantage of having Bank Accounts.II) Deposits and Advances Schemes.III) Banking services through Electronic mode i.e., ATMs, Smart Cards, Mobile Banking.IV) Remittance, Money transfer and insurance.
  3. Preventive Credit Counselling: Bringing awareness of credit facilities available from Banks, need for availing credit on the basis of repaying capacity.
  4. Curative Credit Counselling: Working out individual debt management plans for resolving unmanageable debt portfolio in consultation with Bank taking into account income level and size of the loan etc.

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About Us

  • Overview
  • Objectives of the Trust
  • Management
  • Financial Services
Success Stories
Press Release
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Media Coverage
Annual Report 2018-19
Financial Literacy
Grievance Redressal Mechanisms
Protection of Customer Interests
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Pradhan Mantri Jan Dhan Yojana
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Recent News

  • Visit of Managing Trustee of the Trust to Ramdurg FLC on 15.11.2019
  • Jnana Jyothi Trust completes 9 years of its existence and spreads financial literacy to over 63.94 lakh people
  • Jnana Jyothi Trust completes 9 years of its existence and spreads financial literacy to over 63.94 lakh people
  • Jnana Jyothi Financial Literacy & Credit Counselling Trust spreads financial literacy to more than 96,000 people during September 2019
  • Awards for Financial Literacy Centres and Counsellors for their outstanding performance during the year 2018-19
  • Release of Annual Report of Jnana Jyothi Financial Literacy & Credit Counselling Trust for the year 2018-19
  • Uttama Seva Award to Sri Yeramala Prasad, Senior Counsellor, JJFLC, Ongole on 15.08.2018
  • Felicitation to Sri Amit Chaturvedi, Senior Counsellor, Mathura JJFLC on 02.10.2018
  • Adarsh Shiksha Ratna Award to Sri Amit Chaturvedi, Senior Counsellor, Mathura JJFLC on 08.09.2018
  • JNANA JYOTHI FINANCIAL LITERACY TRUST – SPREADS FINANCIAL LITERACY TO OVER TEN LAKH PEOPLE IN VARIOUS PARTS OF THE COUNTRY

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Jnana Jyothi Financial Literacy and Credit Counseling Trust was formally inaugurated on 20th October 2010 (85th Founder’s day of Syndicate Bank) at Manipal by Dr V S Acharya, Honorable Minister for Higher Education, Government of Karnataka.

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  • Contact Us

Recent News

  • Visit of Managing Trustee of the Trust to Ramdurg FLC on 15.11.2019 November 22, 2019
  • Jnana Jyothi Trust completes 9 years of its existence and spreads financial literacy to over 63.94 lakh people November 14, 2019
  • Jnana Jyothi Trust completes 9 years of its existence and spreads financial literacy to over 63.94 lakh people November 12, 2019
  • Jnana Jyothi Financial Literacy & Credit Counselling Trust spreads financial literacy to more than 96,000 people during September 2019 August 22, 2019
  • Awards for Financial Literacy Centres and Counsellors for their outstanding performance during the year 2018-19 August 20, 2019
  • Release of Annual Report of Jnana Jyothi Financial Literacy & Credit Counselling Trust for the year 2018-19 July 12, 2019
  • Uttama Seva Award to Sri Yeramala Prasad, Senior Counsellor, JJFLC, Ongole on 15.08.2018 November 9, 2018
  • Felicitation to Sri Amit Chaturvedi, Senior Counsellor, Mathura JJFLC on 02.10.2018 October 12, 2018
  • Adarsh Shiksha Ratna Award to Sri Amit Chaturvedi, Senior Counsellor, Mathura JJFLC on 08.09.2018 October 12, 2018
  • JNANA JYOTHI FINANCIAL LITERACY TRUST – SPREADS FINANCIAL LITERACY TO OVER TEN LAKH PEOPLE IN VARIOUS PARTS OF THE COUNTRY May 8, 2018
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