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Syndicate Bank Head Office Building
Manipal – 576 104 (Karnataka)

0820 -2570172

jnanjyothi2010@gmail.com
Jnana Jyothi Financial Literacy and Credit Counseling Trust
  • About
    • Overview
    • Objectives of the Trust
    • Management
    • Financial Services
    • News
    • Gallery
  • Financial Literacy / Inclusion
    • Overview
    • Importance
    • How does it help?
    • Financial Inclusion
  • Advances
    • Overview
    • MSME (MUDRA Loans, MUDRA Cards)
    • Micro Credit
    • For Farmers
  • Finances for Agricultural Sector
    • Overview
    • Types of Agricultural Schemes
    • Kisan Credit Card Scheme (KCC)
    • Pradhan Mantri Fasal Bima Yojana
    • Live Stock Insurance Schemes
    • General Credit Card (GCC) Scheme
  • Financial services
    • Remittance
    • Electronic Channels In Banking
    • Insurance
    • Pension
  • Credit Schemes
    • Loans for Housing
    • Loans for Vehicles
    • Consumer Loans
    • Educational Loan Scheme
    • Loan scheme for Vocational Education and Training
    • Reverse Mortgage Scheme – For Senior Citizens
    • Government of India Schemes
  • Contact
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  • About
    • Overview
    • Objectives of the Trust
    • Management
    • Financial Services
    • News
    • Gallery
  • Financial Literacy / Inclusion
    • Overview
    • Importance
    • How does it help?
    • Financial Inclusion
  • Advances
    • Overview
    • MSME (MUDRA Loans, MUDRA Cards)
    • Micro Credit
    • For Farmers
  • Finances for Agricultural Sector
    • Overview
    • Types of Agricultural Schemes
    • Kisan Credit Card Scheme (KCC)
    • Pradhan Mantri Fasal Bima Yojana
    • Live Stock Insurance Schemes
    • General Credit Card (GCC) Scheme
  • Financial services
    • Remittance
    • Electronic Channels In Banking
    • Insurance
    • Pension
  • Credit Schemes
    • Loans for Housing
    • Loans for Vehicles
    • Consumer Loans
    • Educational Loan Scheme
    • Loan scheme for Vocational Education and Training
    • Reverse Mortgage Scheme – For Senior Citizens
    • Government of India Schemes
  • Contact

Overview

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The Bank gives loans and advances to various economic activities to accelerate the pace of economic development. It has evolved credit schemes for various sectors of the economy and also to meet the credit needs of every section of the society. The bank gives credit for agricultural as well as for non-agricultural purposes.It provides micro credit, a credit of very small amount to the poor for enabling them raise their income level for which micro credit initiatives such as Self Help Group and Micro Finance Institutions are encouraged. Banks also extend loans & advances in the form of medium and long term loans.

Types of finances provided by the bank are:

Agriculture

  • Crop Loans (Seeds/ Fertilizers)
  • Irrigation &Pump sets
  • Farm Equipment (Tractors/ Tillers)
  • Storage

Other agricultural activities

  • Plantations
  • Horticulture

Other activities

  • Dairy
  • Poultry
  • Piggery
  • Goat rearing
  • Beekeeping
  • Fishery

MSME

  • Artisan Credit Card
  • Laghu Udyami Card Scheme

Finance for Hi-tech Agriculture:

Financial support available for Medium to long term loans are extended for

  • Tissue Culture and establishment of Green Houses.
  • Mushroom Production and Processing.
  • Production of Fruits, Vegetables and Cut flowers.
  • Export of Horticultural Products.
  • Traditional and non-traditional Plantations.• Aquaculture.
  • Agro-processing Industries.
  • Aromatic and Medicinal Plants.
  • Cold Storage units.

Development of Irrigation Infrastructure:

Medium to long term loans with repayments upto 15 years for

  • Construction of Open Wells, Borewells, Tubewells, Check dams, Irrigation Tanks and Pump sheds.
  • Repair of Existing Wells.
  • Laying out Pipeline, Sprinkler and Drip Irrigation system.
  • Lift Irrigation projects.
  • Repayable in convenient Quarterly/Half Yearly/Yearly instalments.
  • Loan amount is linked with approved project cost.
  • Composite Developments can also be taken up.

Purchase of Land for Agricultural Purpose

Medium term loans extended to agriculturists to make Small and Marginal holdings economically viable. Loans given for purchase of fallow lands, waste lands and to bring them under cultivation to improve the income and productivity of Small/Marginal farmers and Agricultural Labours.

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Advances

  • Overview
  • MSME (MUDRA Loans, MUDRA Cards)
  • Micro Credit
  • For Farmers
Success Stories
Press Release
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Annual Report 2017-18
Financial Literacy
Grievance Redressal Mechanisms
Protection of Customer Interests
FAQs
Aadhar
Pradhan Mantri Jan Dhan Yojana
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Recent News

  • Uttama Seva Award to Sri Yeramala Prasad, Senior Counsellor, JJFLC, Ongole on 15.08.2018
  • Felicitation to Sri Amit Chaturvedi, Senior Counsellor, Mathura JJFLC on 02.10.2018
  • Adarsh Shiksha Ratna Award to Sri Amit Chaturvedi, Senior Counsellor, Mathura JJFLC on 08.09.2018
  • RELEASE OF ANNUAL REPORT OF JJFLCC TRUST FOR THE YEAR 2017-18
  • JNANA JYOTHI FINANCIAL LITERACY TRUST – SPREADS FINANCIAL LITERACY TO OVER TEN LAKH PEOPLE IN VARIOUS PARTS OF THE COUNTRY
  • Visit of Chairman of Syndicate Bank to JJFLCC Trust

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Jnana Jyothi Financial Literacy and Credit Counseling Trust was formally inaugurated on 20th October 2010 (85th Founder’s day of Syndicate Bank) at Manipal by Dr V S Acharya, Honorable Minister for Higher Education, Government of Karnataka.

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  • Contact Us

Recent News

  • Uttama Seva Award to Sri Yeramala Prasad, Senior Counsellor, JJFLC, Ongole on 15.08.2018 November 9, 2018
  • Felicitation to Sri Amit Chaturvedi, Senior Counsellor, Mathura JJFLC on 02.10.2018 October 12, 2018
  • Adarsh Shiksha Ratna Award to Sri Amit Chaturvedi, Senior Counsellor, Mathura JJFLC on 08.09.2018 October 12, 2018
  • RELEASE OF ANNUAL REPORT OF JJFLCC TRUST FOR THE YEAR 2017-18 July 3, 2018
  • JNANA JYOTHI FINANCIAL LITERACY TRUST – SPREADS FINANCIAL LITERACY TO OVER TEN LAKH PEOPLE IN VARIOUS PARTS OF THE COUNTRY May 8, 2018
  • Visit of Chairman of Syndicate Bank to JJFLCC Trust May 5, 2018

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